REV. JANUARY 2011

Why is this important?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What information is collected?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Transaction history
  • Assets
  • Account transactions
  • Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.


How can I limit the sharing of my personal information?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons BankGloucester chooses to share; and whether you can limit this sharing.


Reasons we can share your personal informationDoes BankGloucester Share?Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes –
to offer our products and services to you
NoWe don’t share
For joint marketing with other financial companiesNoWe don’t share
For our affiliates’ everyday business purposes –
information about your transactions and experiences
NoWe don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness
NoWe don’t share
For nonaffiliates to market to youNoWe don’t share
Questions?
Call 978-283-8200 for assistance
What We Do
How does BankGloucester protect my personal informationTo protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does BankGloucester collect my personal information?We collect your personal information, for example, when you open an account, deposit money, give us your contact information, pay us by check, or show your driver’s license. We also collect your personal information from other sources, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only:
sharing for affiliates’ everyday business purposes
information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and non-financial companies.
BankGloucester has no affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and non-financial companies.
BankGloucester does not share with nonaffiliates so they can market to you.
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
BankGloucester doesn’t jointly market.
Questions?
Call 978-283-8200 for assistance

Other Important Information

For Massachusetts Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.

Location Based Information: BankGloucester Mobile Banking collects location data to enable push notifications even when the app is closed or not in use. It is also used to support promotional offers from BankGloucester. Location Data is collected to provide location-based messages, offers, and interactions and may function in the background or when app is not in use. If you use any location-based feature of BankGloucester Mobile Banking, you agree that your geographic location and other personal information may be accessed and disclosed through BankGloucester Mobile Banking. If you wish to revoke access to such information, you must cease using location-based features of BankGloucester Mobile Banking via your device’s settings.

Privacy Model Disclosure
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