BankGloucester has the right lending solution for you — from first-time home buyer loans and VA mortgages to auto and personal loans. We treat every loan application with the importance it deserves.
Our team has years of experience and takes pride in our relationship with you. Regardless of the amount or term, when you need a quick answer, our loan specialists are here to help. Call a loan representative today to check rates and terms.
With more than 100 years of mortgage lending experience, we have a proven record of commitment to home ownership.
Whether you are buying a new home or refinancing an existing one, BankGloucester offers a wide range of fixed-rate loan products. A big advantage of fixed-rate mortgages is that the rate is guaranteed for the life of the loan and, therefore, you can feel more secure knowing that your mortgage payment will remain the same. Choose from 10, 15 and 30-year terms.
Obtain a lower interest rate and save money on your monthly mortgage payments with an adjustable rate mortgage.
With an adjustable-rate mortgage, you can take advantage of a lower initial rate than you’d get with a fixed-rate mortgage. Three-, five-, seven-, and ten-year programs are offered with features including periodic and lifetime rate caps.
If you have always dreamed of owning your own home, we would like to help you realize that dream. BankGloucester offers special programs for first-time home buyers that may offer:
We want to make your dream a reality, and our friendly mortgage specialists will help you every step of the way.
We’re proud to serve our community and the men and women of our armed forces who protect it.
If your home equity needs are more of a one-time thing, you may prefer the BankGloucester Home Equity Loan. With a fixed rate and payback schedule, you can still take advantage of the possible tax benefits (the interest you pay may even be tax deductible).
BankGloucester’s Home Equity Line of Credit (HELOC) was developed to offer financial flexibility. Whether you need the funds today or are planning for the future, a Home Equity Line of Credit can make the process so much easier.
The funds are available when you want, simply by writing a check. Giving you the flexibility to prioritize your financial needs – to consolidate high-interest debts, pay for a wedding, enjoy that long-awaited vacation, buy a car, or pay for tuition. The choice is yours.
Keep an eye on rates via e-mail. Sign up for Rate Watch.
Use our mortgage calculators to help you make the right decision.
To apply for a personal, auto or collateral loan, call 978-283-8200, visit a branch, or submit a request here.
Whether you’re purchasing a new or used car, BankGloucester offers very competitive rates and convenient terms. We offer fixed-rate loans up to $40,000 for new or used autos with up to 95% financing.
Want to consolidate your debts, cover education expenses or purchase a large household item? Let us make it happen for you. This loan is granted for personal, family or household use.
A collateral loan is secured by a savings or CD passbook account up to the amount being advanced to the borrower. Interest rate may change during the life of the loan.
